Welcome to IH Capital & Research Ltd. These Terms and Conditions govern your access to our services and website. By using our services, you agree to be bound by these terms. Please read them carefully.
IH Capital & Research Ltd. is a UK-registered company offering financial modeling, fractional CFO services, business valuation, and financial strategy consulting to businesses worldwide.
The service offered by IH Capital & Research is a Fractional CFO Service, designed specifically for ambitious founders who need strategic financial leadership without the full-time cost of hiring a CFO. This service provides bespoke solutions tailored to each client’s growth journey, addressing challenges such as incomplete financial models, missing metrics, cash flow gaps, and lack of CFO guidance.
The unique value of this service lies in its ability to offer comprehensive strategic guidance and support, backed by real outcomes and growth. The Fractional CFO service provides advanced financial modeling, fundraising advisory, M&A and transaction support, and performance dashboards & KPIs, all delivered by experienced professionals who can act as an on-demand CFO. This service aims to help founders scale, raise capital, and ultimately win in their respective markets.
The ideal customer profile for this service includes ambitious founders of startups or small to medium-sized enterprises who are seeking strategic financial guidance to help them overcome specific financial challenges and achieve their growth goals. These founders may have previously relied on part-time or ad-hoc financial support but now require a more structured and comprehensive approach to manage their financial operations effectively and efficiently.
Before initiating any services, both the Company and the Client must sign an Engagement Letter. This document will outline:
The precise services to be provided.
Procedures for modifying the terms of service.
Instructions for requesting additional services.
Any special terms or conditions applicable.
Payment terms may vary depending on the Client’s location, and all applicable taxes, including VAT, will be clearly listed on invoices.
Payments must be made within seven (7) days after receiving an invoice.
For the initial month, the Client must pay the total invoiced amount upfront.
Subsequent payments must be made monthly within seven (7) days of invoicing.
Services will be immediately suspended if payments are not made on time.
There are no late fees or extra charges for overdue payments.
Payments are accepted in multiple currencies for Clients in the United States, Canada, UK, European nations, and Hong Kong. Clients outside these regions should contact the Company directly for payment solutions.
Clients wishing to pause their subscriptions must notify the Company before the next payment is due.
Subscription cancellations or plan modifications must be communicated officially via email to the support team during an active subscription month.
To downgrade a subscription, Clients must inform the Company within the first seven (7) days of the paid month, allowing the Company adequate time to adjust the service level. Requests made after this period will only take effect the following month, with no refunds issued for the current month.
Subscription upgrades may occur at any time upon approval.
Both parties agree to maintain strict confidentiality regarding any sensitive information exchanged during their engagement. Breaches of this agreement will be addressed through legal channels.
Daily data backups are performed by the Company to secure client data.
In the event of a data breach proven to be the fault of the Company, remedial actions will comply with UK GDPR and ICO guidelines.
The Company’s liability for proven errors will not exceed 50% to 75% of the most recent monthly fee paid by the Client.
This limitation applies solely to demonstrable clerical or computational errors made by the Company.
The Company will not be held responsible for financial losses resulting from independent decisions made by the Client.
Clients are encouraged to maintain engagement with the Company for a minimum of six (6) months to accurately assess service effectiveness. Any complaints or liability claims regarding service quality will only be considered after this recommended duration.
The Company reserves the right to use anonymized case studies of its work for marketing purposes. All shared case studies will maintain strict confidentiality and will never include the Client’s name or specific sensitive information.
Any disputes arising from these terms will be governed by UK law, reflecting the Company’s jurisdiction.
Clients must pay for all services rendered up to the date of contract termination, regardless of when the termination occurs.
We’ve built dashboards, forecasts, and pricing models that have helped businesses reduce cash flow surprises by 70%, improve margins, and make smarter, faster decisions — without hiring a full-time CFO.
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